Looking for a fast cash loan in Hobart? From historic Battery Point and Point Arthur Bruny Island and beyond, Red Tree Finance provides cash loans to Tasmanians in the city, suburbs or rural areas.

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cash loans hobart

Fast cash loans in Hobart

When you need a cash loan quickly, you want to get an answer right away. With a Red Tree Finance online loan, you’ll get an answer within 2 hours. You can apply whenever you like, from your phone, tablet or laptop. So there’s no lengthy forms or queues to deal with. Red Tree Finance provides a super easy way to get money fast when you need it most.


Quick secured personal loans in Hobart

Hobart is a fantastic place to live. With a much more relaxed vibe than mainland cities, Hobart is known for its stunning scenery, convict history, and vibrant arts and culture.

An idyllic location for nature-loving walkers and budding historians, Hobart is just over 2 hours drive away from Cradle Mountain-Lake St. Clair National Park, the stunning beaches of Freycinet National Park, and Richmond Bridge, one of the oldest bridges in Australia.

However, living in Hobart also has some downsides, most notably its isolation from the rest of Australia. It can be expensive and time-consuming to travel to the mainland, and a drain on finances for people who have family or friends living there. Plus, it can be pretty rainy and cold, especially in the winter, so heating bills can pile up.

With a challenging job market and skyrocketing rents, it’s no surprise that lots of residents of Hobart are feeling the pinch. Sometimes it feels like you need to take out a small personal loan just to make ends meet.
If you’re thinking this then you’re not alone.

Consider your situation before you apply for a short term loan

Before you apply for a cash loan in Hobart, consider these important points to make sure it’s the best decision for you.

  • Assess your financial situation: Consider your current finances; do you really need a loan? Will you be able to make the repayments? Are there other ways you can make some extra cash, perhaps by selling some things you don’t need?
  • Understand the costs of borrowing: Loans include interest rates and fees, so before you apply make sure you understand the total cost of the loan. Compare costs to ensure that an instant loan is the right financial product for you.
  • Know your rights and responsibilities: Review the terms and conditions of the loan contract so you are fully aware of all aspects of the agreement. Make sure you understand the payment terms and interest rate and fees before signing the loan contract.
  • Borrow responsibly: Make sure you research and choose a responsible lender. These lenders will never offer you a loan that you can’t comfortably afford to repay.
  • Create a budget: A budget can help you to stay on track with bills and loan repayments, and maybe even save a little each pay period for any unexpected expenses further down the track.
  • Seek financial advice: If you find you need to borrow money often, consider seeking financial counselling from a non-profit credit counselling service. This can help you develop a plan to improve your financial situation. One free service is the National Debt Hotline on 1800 007 007.

How to apply for an instant cash loan in Hobart

Our online loan application is quick and easy. Once complete, our customer service team will review your application and provide an answer within 2 business hours, so you could have your loan the very same day.


Complete your application online in less than 5 minutes.


A member of our assessment team will personally review your application.


Once reviewed, you’ll receive your outcome within two hours of submitting your application.

Loan eligibility criteria

Tasmanians are eligible to apply for a secured cash loan with Red Tree Finance as long as you:

Eligibility Criteria
  • Are at least 18 years old

  • Are you a permanent resident of Australia or valid visa holder

  • Own an unencumbered vehicle registered in your name

  • Have been employed for at least 3 months

Fast cash loans with repayments each payday

Our cash loans have flexible repayment options, so you can choose a weekly, fortnightly or monthly repayment plan. This means you can align repayments with your payday. As a responsible lender, we are transparent about our fees and charges so you know exactly what the costs will be.

Online cash loan amount

$2,100 - $5,000

Application Fee

$0 (even if your application is not approved)

Standard establishment fee


Other Fees

$20 (included in loan)

Annual Interest

47% (Comparison Rate 66.0347%)*

Loan term

12 Months

Flexible repayment options

Weekly, fortnightly or monthly (based on your payday)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

What can I use a small loan for?

Our personal loans in Hobart can be used for whatever you need, from moving house to paying bills and even financing Christmas. If you only borrow what you really need, you can keep your repayments to a minimum.

Ready to apply?

You can apply online for free and receive a decision within 2 business hours.

Need a cash loan in another state or city?

Our online loans are available throughout Australia:

  • Melbourne
  • Adelaide
  • Hobart
  • Cairns
  • Darwin
  • Perth
  • Townsville
  • Brisbane
  • Canberra
  • Newcastle

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.

How much would you like to borrow?

Loan amount


Repayment frequency

Your monthly repayment

Loan term
12 months
Interest & Fees
Total to pay

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $420.

Frequently Asked Questions

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To work out your monthly repayments, we offer a loan repayment calculator to make things easier for you. If you have any questions about our repayments, please do not hesitate to contact us.

Yes, we do offer personal loans with no prior credit history and the interest rate will not change with this. Like most lenders, we carry out a credit check as part of our assessment of your application. At Red Tree, we assess each applicant on their own merit. We consider a range of factors to determine whether you qualify for a Red Tree secured loan, so it may be possible to get a loan even with no credit history.

It’s super easy when it comes to getting a loan with Red Tree Finance. All you need to do is fill out your online loan application, which only takes a few minutes. Once our team has reviewed your application you will receive a decision within two hours.

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See All
Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Ready to apply for a loan?

Apply to borrow up to $5,000 fast. Complete the online application in less than 5 minutes.

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