Apply for a secured loan then breathe a sigh of relief

From $2,300 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.

Australian owned & operated

100% online & no paperwork

No hidden fees & charges

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.

01.

Complete your application online in less than 5 minutes.

02.

A member of our assessment team will personally review your application.

03.

One reviewed, you’ll receive your outcome within two hours of submitting your application.

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

  • red tree finance - are at least 18 years old

    Are at least 18 years old

  • red tree finance - are a permanent resident of Australia or a visa holder

    Are a permanent resident of Australia or valid visa holder

  • red tree finance - own a vehicle registered in your name

    Own an unencumbered vehicle registered in your name

  • red tree finance - have you been empolyed for at least 3 months?

    Have been employed for at least 3 months

How it Works

Loan terms

Minimum Loan Term: 12 months
Maximum Loan Term: 12 months

Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.

Representative example: based on a loan of $3,000 over 12 months a borrower can expect to pay a total of $4,316. This represents a comparison rate of 65.9% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.

Fee breakdown

Establishment Fee

$400 (included in the loan)

Interest Rate

47%pa (comparison rate 65.9%)

Other Fees

$20 (included in loan)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan

Got questions?

See all

Not necessarily. You can apply based on your expected costs, but having details about your situation may help support your application.

Yes, personal loans can be used to cover solicitor or lawyer fees, helping you manage the cost over time.

A legal fees loan can be used for a range of legal-related costs, including solicitor fees, court costs, and other associated expenses.

Yes, you can. Government incentives like the Small-scale Renewable Energy Scheme (SRES) can significantly reduce the sticker price of solar, but they don’t always cover everything. A solar panel loan from Red Tree Finance can help bridge the remaining gap, so you’re not left waiting for savings to accumulate before you can go solar.

According to the Solar Calculator website, you might expect to pay an average of $1000 per kW. A 6.6kW solar panel system, therefore, might start at about $6600, but could reach as high as $9000+ in some states or territories. You’ll need to factor in things like the number of panels, the difficulty of installation, your location, and the system’s quality, all of which can potentially increase the cost. Quotes can vary from state to state, so always seek qualified advice from registered suppliers.