Apply for a secured loan then breathe a sigh of relief

From $2,100 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.

Australian owned & operated

100% online & no paperwork

No hidden fees & charges

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.

01.

Complete your application online in less than 5 minutes.

02.

A member of our assessment team will personally review your application.

03.

One reviewed, you’ll receive your outcome within two hours of submitting your application.

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

  • red tree finance - are at least 18 years old

    Are at least 18 years old

  • red tree finance - are a permanent resident of Australia or a visa holder

    Are a permanent resident of Australia or valid visa holder

  • red tree finance - own a vehicle registered in your name

    Own an unencumbered vehicle registered in your name

  • red tree finance - have you been empolyed for at least 3 months?

    Have been employed for at least 3 months

How it Works

Loan terms

Minimum Loan Term: 60 days
Maximum Loan Term: 12 months

Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.

Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.

Fee breakdown

Establishment Fee

$400 (included in the loan)

Interest Rate

47%pa (comparison rate 66.0347%)

Other Fees

$20 (included in loan)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan

Got questions?

See all

Personal loans from Red Tree Finance offer convenience and speed given our fully online application process, saving you time and hassle. Borrow up to $5,000 with no hidden costs. Once approved, funds will appear in your account within 2 business hours.

Generally, lenders will allow you to borrow up to a certain percentage of your disposable income (the amount left over once you pay the essential bills each pay cycle). Your item of value, in this case, your car is used as security for the loan. Get in touch with our friendly customer service team and see how much you can borrow against your car.

If you need an instant cash loan, Red Tree Finance can help. We practice reliable, responsible, and trustworthy lending and can offer a loan using a car as collateral to help you get across the line for the finance you need.

The engine is the part of the vehicle that converts fuel to power so your car can move. As such, it is the most expensive car part to replace and repair, especially if there has been significant damage. Often damage to the engine will mean the car will likely be ‘written off’ as the cost of repairs can exceed the value of the car.

The average monthly cost of servicing a medium-sized car, including maintenance and repairs, is about $35, or $420 per year. This figure can be much higher when you factor in unforeseen repairs like flat tyres or broken windscreens. This doesn’t include the significant ongoing expenses of car ownership such as car registration, insurance and fuel.