Apply for a secured loan then breathe a sigh of relief
From $2,350 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.
Australian owned & operated
100% online & no paperwork
No hidden fees & charges
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
01.
Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 12 months
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $3,000 over 12 months a borrower can expect to pay a total of $4,316. This represents a comparison rate of 65.9% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 65.9%)
Other Fees
$20 (included in loan)
Direct debit dishonour fee
$39.95 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allYes, you can. In Australia, a full kitchen renovation typically costs between $20,000 and $50,000. The total will depend on the size of your kitchen, the quality of materials you use, and any new appliances you add.
Often the most expensive rooms to renovate in a home are the kitchen and bathroom. That’s because these rooms require more high-quality materials and specialised trades than other areas of the home.
In Australia, you can expect a complete house renovation to cost anywhere from $15,000 for a cosmetic refresh that does not include structural work, but may cover painting or installing new flooring, to more than $700,000 for high-end structural modifications. That can include extensions to your home or significant alterations to the house floor plan. But for mid-range projects like complete makeovers of key rooms like the kitchen or bathroom, a partial house renovation may cost between $60,000 and $150,000.
The most cost-effective way to move furniture is to utilise your vehicle (and trailer) or borrow a suitable ute or truck from a friend or family member. By packing and moving your belongings yourself, you eliminate the cost of hiring labour to move interstate.
In Australia, the costs associated with moving interstate can vary between $2,000 and $5,000 depending on the distance of the move. Red Tree Finance offers helpful secured loans for moving houses up to $5,000 that help you get the finance you need to move house.