What is a Christmas loan?
With the festive season approaching, you may be looking to borrow some cash to make the holiday season extra special. Whether you’re looking to afford a quick getaway or need a cash loan for some more presents under the tree, Red Tree Finance has you covered! Whatever your plans are for this holiday season, our Christmas loans can be applied for 100% online and in less than 5 minutes.
Our Christmas loans can be used for things like:
- Flights
- Accommodation
- Travel insurance
- Holiday expenses
- Christmas shopping
- Extra spending money
How our Christmas loans work
If you have some exciting holiday plans, but you find yourself short on cash, a loan for Christmas time with Red Tree Finance is the perfect solution. To apply, all you need to do is fill out our 100% online application form and you will receive a fair decision in just 2 hours.
Apply in under 5 minutes
To make the whole application process easy for you during this busy period, it’s 100% online and can be completed in less than 5 minutes! At Red Tree Finance, we believe in giving everyone a fair go. That’s why our experienced team of Australia-based assessors will give you an outcome in just 2 hours.
Avoid gathering piles of paperwork
As responsible lenders in Australia, we do require some paperwork to assess your ability to repay the personal loan. However, we only ask for minimal documentation, and will assess your personal circumstances to ensure you can confidently repay the loan. Plus, our team will give you an outcome in 2 business hours.
Flexible repayments
At Red Tree Finance, we offer a flexible repayment schedule (weekly, fortnightly, or monthly) so you can easily align your payments with your pay days. This means no more stress about money going out when you haven’t been paid yet.
Commitment to responsible lending
The team at Red Tree Finance are 100% committed to responsible lending in Australia. This means we will never recommend a loan that we believe you cannot repay. To give you a fair go, we will assess your individual circumstances to make the best possible decision.
Read our full Responsible Lending Statement
Am I eligible to apply for a Xmas cash loan?
You are eligible to apply for a small Christmas loan if you:
-
Are at least 18 years old
-
Are a permanent resident of Australia or valid visa holder
-
Own an unencumbered vehicle registered in your name
-
Have been employed for at least 3 months
Christmas loan rates and fees
Along with our quick and easy application process, our fees and charges are completely transparent. All your Christmas money loan repayments are listed as below.
Online cash loan amount |
$2,350 – $5,000 |
Application Fee |
$0 (even if your application is not approved) |
Standard establishment fee |
$400 |
Other Fees |
$20 (included in loan) |
Annual Interest |
47% (Comparison Rate 65.9%)* |
Loan term |
12 Months |
Flexible repayment options |
Weekly, fortnightly or monthly (based on your payday) |
Direct debit dishonour fee |
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
Get a quick online loan today
Whether it’s for an unexpected bill, a last-minute holiday, or to consolidate existing debt, give yourself a break and apply now with a top-rated private Australian lender.
How to apply for a quick Christmas loan
Simply complete our 100% online application in less than 5 minutes, and you will receive an outcome in 2 hours. It’s as easy as 1-2-3.
- Complete your application in less than 5 minutes.
- A member of our assessment team will personally review your application.
- Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked Questions
See All See AllWith a Christmas loan at Red Tree Finance, you can borrow a loan amount of up to $5000. Depending on your plans, this small loan can easily help you to afford a small holiday or other Christmas expenses for your family and friends.
At Red Tree Finance, we assess each loan application individually and on their own merit. We consider a range of factors to determine whether you qualify for a Red Tree secured loan, so it may be possible to get a loan even with a poor credit history.
Applying for a loan with Red Tree Finance is as easy as 1-2-3. Simply fill out our 100% online application form and you will receive an outcome within 2 hours of submission.
