- What are $3,000 loans?
- Why use a $3,000 cash loan
- How our $3,000 loans work
- Responsible lending
- Rates and fees
- How to get a $3000 loan
What are $3,000 loans?
A $3,000 loan with Red Tree Finance allows you to borrow up to $3,000 in order to pay for anything you like, whether that’s necessary car repairs or last minute travel plans. Our fast and easy application process will get you access to your money in no time.
Why use a $3,000 personal loan?
Whether you want to minimise the stress of some unexpected medical bills or purchase a new appliance, our $3,000 cash loans can be used for a number of different purposes, including:
Our 100% online application is secure from any device, and there’s no need to gather mountains of paperwork. All we need is some current bank statements, employment payslips, and two forms of ID.
How our $3,000 small cash loans work
Applying for a loan can be a lengthy process, especially if you use a big bank. This makes things stressful when you need money fast. That’s why we’ve made our online application process super easy. It only requires a few documents and you’ll get an answer from us in just two hours, which means less time worrying and more time attending to your needs.
Quick & hassle-free application
You can easily apply via our secure online form. The application takes less than five minutes to complete. However, before applying we recommended preparing your payslips, bank statements and ID.
Get a decision within two hours
Once we receive your application, it is assessed by one of our friendly loan team members. All our assessors are based in Australia, so you can expect an answer within two hours of submitting your application. Once approved, the funds will be received in your bank account within one business day.
Repayments your way
At Red Tree Finance, helping Australians get fast access to money is our top priority. To make life easier, we offer flexible loan repayments and the ability to align them with your paydays, whether that’s weekly, fortnightly, or monthly repayments.
Commitment to responsible lending
At Red Tree Finance we take our lending responsibilities seriously and are committed to lending responsibly.
Am I eligible to apply for a $3,000 loan?
You are eligible to apply for a $3,000 personal loan if you:
Are at least 18 years old
Are you a permanent resident of Australia or valid visa holder
Own a vehicle registered in your name
Have been employed for at least 3 months
Transparent loan rates and fees
At Red Tree Finance, we have no hidden fees and charges. All your $3,000 quick loan information is listed below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$20 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to get a $3,000 small loan online
Our easy 3-step $3,000 loan process starts with your online loan application, which can be completed in less than five minutes. It’s as easy as 1-2-3.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked QuestionsSee All
Yes, if you already have an existing loan with another lender we are more than happy to consider your application. If you have any questions about applying with an existing loan, please don’t hesitate to contact us.
Yes, it is possible to get approved for a loan if you have no credit history and you won’t have to pay higher interest rates either. Like most lenders, we carry out a credit check as part of our assessment of your application. At Red Tree, we assess each applicant on their own merit. We consider a range of factors to determine whether you qualify for a Red Tree secured loan, so it may be possible to get a loan even with no credit history.
Getting a loan with Red Tree Finance is easy. Simply fill in our online application, which only takes 5 minutes! Once submitted, we will get back to you with an outcome within 2 hours.
What our customers say
Hear from customers who have been helped by Red Tree Finance.See All