- What is a medical loan?
- Why get a medical loan
- How our medical loans work
- Responsible lending
- Rates and fees
- How to get a medical loan
What is a medical loan?
Unexpected medical bills can be stressful. But luckily, a medical loan from Red Tree Finance is an easy way to get the cash you need, fast.
A cash loan for medical expenses is a lump sum of money that can be borrowed to cover all types of medical bills, from dentistry and surgeries to cosmetic procedures and more. So whatever your situation, Red Tree is here to help you take care of those last minute expenses in no time.
Why use a loan for medical expenses
Everyone is faced with a hefty medical bill at some point in their life. That’s why our medical loans are a convenient option to get fast cash in your bank account. Plus, they can be used for a wide variety of medical expenses including:
- Specialist appointments
- Dental work
- Laser eye surgery
- Weight loss surgery
- Plastic surgery
- IVF treatment
- Post-accident surgeries
How our loans for medical bills work
Applying for a personal loan is as easy as pie with Red Tree Finance. Simply fill out our online application form and you will receive a decision from our team in just 2 hours. We only require a few documents to assess your ability to repay the medical loan and it’s completely free to apply.
Apply in under 5 minutes
To make the whole process as easy as possible, we’ve made our application form 100% online and secure. Plus, you can complete it in under 5 minutes! At Red Tree Finance, we believe in giving everyone a fair go. That’s why we use real people, not algorithms, to assess loan applications. Our experienced team of assessors are based right here in Australia, so you can get a decision in just 2 hours.
Avoid gathering hefty paperwork
As responsible lenders in Australia, we do require some paperwork to assess your ability to repay the loan. However, we only ask for the bare minimum. This means there’s no need to stress about gathering hefty amounts of documentation from the bank or your employer.
Flexible repayment schedules
At Red Tree Finance, we offer flexible repayment schedules (weekly, fortnightly, or monthly) so you can easily make your repayments align with your paydays. You get paid, then we get paid. It’s as simple as that!
Commitment to responsible lending
The team at Red Tree Finance are 100% committed to responsible lending, always. We will never approve you for a small medical loan that we don’t believe you can repay. So you can rest assured your repayments will be affordable in your particular circumstances.
Am I eligible to apply for a medical loan?
You are eligible to apply for a medical loan in Australia if you:
Are at least 18 years old
Are you a permanent resident of Australia or valid visa holder
Own a vehicle registered in your name
Have been employed for at least 3 months
Medical loan rates and fees
Along with our quick and easy application process, our fees and charges are completely transparent. All your medical loan repayments are listed as below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$20 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to apply for a loan for medical procedures
Simply complete our 100% online application in less than 5 minutes, and you will receive an outcome in 2 business hours. It’s as easy as 1-2-3.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked QuestionsSee All
A loan for medical expenses from Red Tree Finance can help you cover a wide range of medical procedures, surgeries and specialist appointments. So, whatever your circumstances are you can be assured that your needs will be covered by our medical personal loan.
It couldn’t be easier to apply for a medical loan with Red Tree Finance. All you need to do is fill out our 100% online application form and you will receive a decision from us within 2 business hours of submission.
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