Borrow between $2,350 - $5,000 today.

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Unlock your financial potential

Whether it’s to fund a holiday or pay for an upcoming bill, getting a loan has never been easier. Borrow up to $5,000 with no hidden fees or charges.

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Fast approvalsGet a decision in minutes

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No hidden feesTransparent terms, no suprises

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100% online & no paperworkApply completely online in minutes

How much would you like to borrow?

Simply. Transparent. Tailored to you.

Loan amount:
$
$2,350 $5,000
Repayment frequency:
Weekly repayment:
$0.00
  • Loan term 12 months
  • Interest & Fees $1,072
  • Total to pay $3,172
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A little breathing room goes a long way

Life doesn’t always go to plan. Whether it’s a bill that crept up or a repair you weren’t expecting, we’re here to help you get back on track.

Same Day Loans

Apply in the morning and, once approved, have your funds on their way the very same day.
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Debt Consolidation Loans

Roll multiple debts into one manageable repayment so you always know exactly what you owe.
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Fast Loans

Apply Online for Up To $5000 in Just 5 Minutes
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Instant Loans

An instant decision on your application, with funds transferred as soon as your contract is signed.
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Online Loans

The whole process happens online, so there is no paperwork and no need to visit a branch.
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Small Personal Loans

A small personal loan between $2,350 and $5,000 for the things that cannot wait.
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Emergency Cash Loans

For the unexpected, from a car repair to an urgent bill, with support seven days a week.
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Weekend Loans

Our team works weekends too, so you are never left waiting until Monday for an answer.
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Secured Loans

Secure your loan against your vehicle and keep driving it exactly as you do now.
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Low Income Loans

We assess your real circumstances, not just a credit score, so a lower income is no barrier.
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Rental Bond Loans

Cover your rental bond upfront so you can move into your new place without the wait.
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Wedding Loans

Convenient Funds For Those Must-Cover Wedding Costs
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Eligibility

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

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  • Are at least 18 years old

  • Are a permanent resident of Australia or valid visa holder

  • Have been employed for at least 3 months

  • Own an unencumbered vehicle registered in your name

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How it works

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you can apply online and have an outcome within 2 hours.

  1. Apply in under 5 minutes

    Complete your application online in less than 5 minutes.

  2. Get approved

    A member of our assessment team will personally review your application.

  3. Receive your funds

    Once reviewed, you’ll receive your outcome within two hours of submitting your application.

You’re in control

Flexible loans to fit your life

Choose how much you need to borrow and how you want to repay.

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Borrow what you need

From $2,350 to $5,000

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Repay your way

Weekly, fortnightly, or monthly

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Stay on top of it all

Easy in-app repayments and reminders

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4.8 4.8

Based on 2,592 reviews

What our customers say

Thank you very much, I can’t tell you how much you’ve helped me out today.

I’ve been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don’t need to. I dealt with Kayla and she was wonderful.

Thank you!

Damien R

Thank you very much, I can’t tell you how much you’ve helped me out today.

I’ve been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don’t need to. I dealt with Kayla and she was wonderful.

Thank you!

Damien R QLD

Red Tree was really good in understanding and service was great and pretty quick as well.

Holly F Perth

Great company to deal with. Response time was amazing. Would highly recommend. Thank you.

Lauren F

Great company to deal with. Response time was amazing. Would highly recommend. Thank you.

Lauren F Melbourne

Easy application and very responsive to questions and concerns

Bella T

Very helpful and patient staff, helped me with sending them photos of my ID. High recommend.

Jane L Sydney

Excellent Service, A+++++. Money was in my bank account within an hour

Adam S Adelaide
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Why Red Tree Finance

Why choose us?

With excellent customer service and an easy loan application process, choosing Red Tree Finance is a no brainer.

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Australia owned & operatedProudly Australian owned, with real local support you can count on.

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100% online & no paperworkApply completely online in minutes, with no paperwork or branch visits required.

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No hidden fees & charges Clear, transparent lending with no hidden fees or unexpected surprises.

Lending, made clear

Yes, if you have other loans, then you can still apply for a loan with Red Tree! We look at your ability to repay the loan, taking into account your living expenses and other financial commitments. We will only approve your application if we believe you can afford to repay your Red Tree loan.

Yes, if you have other loans, then you can still apply for a loan with Red Tree! We look at your ability to repay the loan, taking into account your living expenses and other financial commitments. We will only approve your application if we believe you can afford to repay your Red Tree loan.

Yes, if you have other loans, then you can still apply for a loan with Red Tree! We look at your ability to repay the loan, taking into account your living expenses and other financial commitments. We will only approve your application if we believe you can afford to repay your Red Tree loan.

Yes, if you have other loans, then you can still apply for a loan with Red Tree! We look at your ability to repay the loan, taking into account your living expenses and other financial commitments. We will only approve your application if we believe you can afford to repay your Red Tree loan.

Yes, if you have other loans, then you can still apply for a loan with Red Tree! We look at your ability to repay the loan, taking into account your living expenses and other financial commitments. We will only approve your application if we believe you can afford to repay your Red Tree loan.

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Apply now

Ready to apply for a loan?

Apply to borrow up to $5,000 fast. Complete your online application in under 5 minutes.

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Apply now Apply now