What is a fast loan?
A fast loan is a personal loan designed to get money into your account quickly – often the same day that you apply. With Red Tree Finance, you can borrow between $2,350 and $5,000, with a decision in as little as two hours and funds cleared as soon as the same business day.
Whether you’ve recently been hit with an unexpected expense, such as a medical bill or car repairs, or you just want funds for a spontaneous weekend getaway, fast loans are ideal when you just can’t wait for a traditional bank’s timeline.
You can use our fast loans for many purposes, including:
- Car repairs
- Rental bonds
- Urgent medical bills
- Emergency dental care
- Holidays
- Funerals
- Unexpected bills
- Study courses
How our fast loans work
Having a last-minute expense can be stressful. But it doesn’t have to be, with a cash loan from Red Tree Finance. We’ve designed our same-day loan process to be super-fast, so you can get the extra funds you need when you need them.
Apply online fast
Applying for a fast loan in Australia is 100% online with Red Tree Finance through our secure form. It only takes 5 minutes to complete!
Unlike many lenders, we only require the information that is 100% necessary for assessing your ability to repay the loan right now. So there’s no need to run around trying to find certified documents or property contracts.
Fast decision, every time
Once you have submitted your application, a member from our team will assess it and will aim to give you a decision within 2 hours. If we approve your application, you could receive the cash in your bank account within one business day at the latest, but often even sooner than that.
Because we use actual Australians to assess our loan applications, you will receive a fair outcome that considers your current financial situation.
Choose how to pay
With a fast loan from Red Tree Finance, you can set your repayment schedule to coincide with your paydays, making things that much easier. No more stressing about money going out when it hasn’t yet come in. Choose to pay in monthly, fortnightly, or weekly instalments.
Commitment to responsible lending
At Red Tree Finance, we take our lending responsibilities seriously. Our experienced team will only recommend fast loans that they believe can be repaid confidently. We practise responsible, reliable, and trustworthy lending – always.
As responsible lenders, we carefully consider each customer’s individual circumstances to make the best possible decision. This means you don’t need to worry about committing to a loan you won’t be able to repay.
Read our Full Responsible Lending Statement
Am I eligible to apply for a fast loan?
You will be eligible to apply for a fast money loan in Australia if you:
-
Are at least 18 years old
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Are you a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Fast loan rates and fees
At Red Tree Finance, you don’t need to worry about any hidden fees and charges.
All your quick loan payment information is below:
Online cash loan amount |
$2,350 – $5,000 |
Application Fee |
$0 (even if your application is not approved) |
Standard establishment fee |
$400 |
Other Fees |
$20 (included in loan) |
Annual Interest |
47% (Comparison Rate 65.9%)* |
Loan term |
12 Months |
Flexible repayment options |
Weekly, fortnightly or monthly (based on your payday) |
Direct debit dishonour fee |
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid |
Get a quick online loan today
Whether it’s for an unexpected bill, a last-minute holiday, or to consolidate existing debt, give yourself a break and apply now with a top-rated private Australian lender.
How to apply for a fast loan online
You can apply for a fast loan from $2350 up to $5,000 with Red Tree Finance. Simply fill out our online application form for free and get a decision within 2 hours.
- Complete your application online in less than 5 minutes.
- A member of our assessment team will personally review your application.
- Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked Questions
See All See AllIt usually takes no more than one business day, often just two hours, to get a decision on a fast loan application with Red Tree Finance. The earlier you submit your application, the more likely we are to process it the same business day, and the sooner you are likely to receive your funds if approved.
At Red Tree Finance, we assess each applicant on their own merit. Your credit score is just one of several factors that we consider when assessing your application for a secured loan, so it may be possible to get a loan even with a low credit score!
We offer fast loan terms for 12 months. However, you can always make additional repayments and pay off your Red Tree loan early with no penalties for doing so.
