Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses. 

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.


More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
GPO Box 3220, Sydney NSW 2001

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See all
Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

28th March 2024

Why Do Loan Companies Ask For Employers Details?

When applying for a loan, you might wonder why loan companies ask for employers details. Well, a lender will only ever contact an applicant’s employer in certain circumstances but the information is...
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28th March 2024

Affordable Easter Gift Ideas for Kids

Easter is a time for joy, celebration, and of course, delighting the little ones. While chocolate eggs are a classic, there are plenty of other creative options to consider that are an affordable way ...
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27th November 2023

Getting A Christmas Loan in Australia: 4 Easy Steps

‘Tis the season to be jolly, and Red Tree Finance is here to make your holidays merrier with Christmas loans Australia. Whether you’re planning a grand celebration with family and friends ...
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17th July 2023

How To Make A Budget In Excel For Better Household Finances

Taking control of your money is super important, especially when it comes to household finances. One way to do that is by creating a budget in Excel. In this blog, we’ll show you how to make a b...
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17th July 2023

How To Save Money Fast On A Low Income – 10 Ways

Living on a low income can be challenging with housing expenses, but it doesn’t mean that saving money is impossible. Cash loans make everything easier but with the right strategies and a determ...
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