About Us

Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses. 

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.

 

More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
PO Box 349 Capalaba QLD 4157

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See all
Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

24th August 2026

Where to Get Help Paying Your Car Repair Bill

We all rely on our cars to get us to and from work, the shops, or simply to get from A to B. And while regular car servicing and maintenance are important measures that keep our cars running smoothly,...
Read more
19th August 2026

What Is A Line Of Credit?

Life can throw financial curveballs from many directions, whether it’s unplanned car repairs, emergency medical bills, or even a spontaneous overseas family trip. When cash is tight, many Australian...
Read more
24th July 2026

Top 12 Things To Sell To Make Money Fast

Are you looking to build up some quick cash in your account to fund your next adventure or pay off some bills? While cash loans can present as one solution, it’s entirely likely that you’re sittin...
Read more
24th July 2026

Does Zip Pay Affect Your Credit Score?

Buy now, pay later (BNPL) service providers continue to grow in popularity across Australia. A March 2026 survey from the consumer website Finder revealed that two in five Australians had used a BNPL ...
Read more
26th May 2026

How Much Should an Engagement Ring Cost?

There’s no single right answer to how much an engagement ring should cost, because the best budget is the one that suits your situation and your priorities. For some couples, that means saving stead...
Read more
See all

Ready to apply for a loan?

Apply to borrow up to $5,000 fast. Complete the online application in less than 5 minutes.

Apply Now