About Us

Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses. 

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.

 

More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
PO Box 349 Capalaba QLD 4157

What our customers say

Hear from customers who have been helped by Red Tree Finance.

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Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

10th February 2026

Can I Pause Loan Repayments?

Life doesn’t always move in a straight line. Obstacles can wreak havoc on your short and long-term plans and throw your financial circumstances into disarray. From unexpected medical emergencies to ...
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10th February 2026

Can You Get A Personal Loan For A Holiday?

It’s no secret that Aussies have a strong desire for travelling, whether it’s across Australia or across the globe. Whether you are booking a week-long stay at an Airbnb in the hills, planning a w...
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23rd January 2026

5 Low Cost Hobbies to Take Up in 2026

As Aussies continue to navigate the growing costs of living, many of us are looking for ways to have fun in the new year without spending too much money. That’s why more and more people are purs...
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23rd January 2026

How Much Does It Cost To Elope?

February is here! The month of romance, Valentine’s Day, and love truly being in the air. It’s no surprise that February is a popular month for weddings in Australia. In fact, the Australian Burea...
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14th January 2026

Can I Repay A Personal Loan Early?

Unexpectedly coming into a small sum of money, whether it’s through a tax refund, a bonus from work, or even an inheritance, is something none of us would sneeze at. Especially when we have loans to...
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