- What is a small personal loan?
- Why get a small personal loan
- How our small personal loans work
- Responsible lending
- Rates and fees
- How to get a small personal loan
What is a small personal loan?
A small personal loan allows you to borrow money for a wide variety of personal reasons. These can range from things such as holidays and car repairs to home renovations and even new appliances. These instant loans are an easy and hassle-free way to get money fast, without going to the bank.
Why get a small personal loan?
Sometimes you just need money, fast. And whether that’s for a small getaway, an unexpected bill, or some home repairs, our personal loans are an easy way to get access to extra cash. Some of the many reasons why you could use a small personal loan include:
When you get a small personal loan from Red Tree Finance, your application can be submitted from anywhere or from any device! Our 100% online application form is secure, so you can rest assured that your personal information will be safe. Plus, you can get the cash you need on the same business day.
How our small personal loans work
Applying for a loan through the bank can be a time-consuming and stressful process. But it doesn’t have to be. That’s why we have made our application process as easy as possible. Plus, we have the added benefits of local loan assessors, fast approvals, and flexible repayment options.
Applications approved by local loan accessors
Red Tree Finance doesn’t believe in using offshore processing centres, instead, your application will be reviewed right here in Australia. This means you will receive a fairer outcome within only 2 hours.
Avoid hefty paperwork and long waits
Whilst we will ask for some paperwork when you apply for a personal loan in Australia, we only require a few details to get your loan application started. The application process is easy and stress-free and can be completed in less than 5 minutes! Because we use Australian-based assessors, you can get the funds you need faster.
Pay weekly, fortnightly, or monthly
To take the pressure off, we offer flexible repayment schedules (weekly, fortnightly, and monthly). This means you can align your repayments with your paydays, so you get paid, then we get paid. It’s as easy as that!
Commitment to responsible lending
At Red Tree Finance, we take our lending responsibility seriously. Our team of experienced lenders will only recommend a loan we’re confident you can repay. This way you can rest assured that your repayments will be affordable for your circumstances.
Am I eligible to apply for a small personal loan?
You are eligible to apply for a small personal loan in Australia if you:
Are at least 18 years old
Are you a permanent resident of Australia or valid visa holder
Own a vehicle registered in your name
Have been employed for at least 3 months
Transparent loan rates and fees
At Red Tree Finance, we don’t believe in any hidden fees and charges. All your small personal loan information is listed below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$20 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to get a small personal online
Our easy 3-step personal cash loan process starts with your online application.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked QuestionsSee All
Getting approved for a small personal loan online at Red Tree Finance is easy. If you provide the required documents and meet the minimum requirements, your application could be approved within two hours. However, please keep in mind that we will only recommend a loan if we are confident it can be repaid.
With our flexible repayment schedule, we will align your repayments with your paydays. By repaying your loan successfully, it can actually help to improve your credit score.
What our customers say
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