What are $2,100 loans?

Our $2,100 loans are small personal loans, which can be used to pay for anything you like. These instant cash loans are an easy and hassle-free way to get the money you need in your bank account, fast.

Why use a $2,100 loan?

Sometimes, people need a cash loan to quickly cover the costs of something. From emergencies to quick solutions, there are many reasons why a small loan can be used:

When you get a small personal loan from Red Tree Finance, your application can be submitted from anywhere on any device and it’s 100% online. To get started, all you need is some current bank statements, employment payslips, and two forms of ID.

How our $2,100 small cash loans work

Applying for a personal loan with a bank can sometimes take weeks and even months. That’s why our online application is super easy and can be completed within just a few minutes. Plus, our team will review your application and get back to you within only two hours.

Australia-based assessors

All our applications are reviewed by Australian team members, rather than computer algorithms or offshore processing centres. This means your application will be carefully reviewed and can be guaranteed a fairer outcome for your circumstances.

Get a decision in just two hours

When you need cash for unexpected expenses, you need it fast. That’s why our experienced team of loan assessors are trained and committed to giving you an answer within two hours. This means less stress all round.

Flexible repayments

Whether you’re experiencing a financial emergency or need some extra cash to pay for that trip away you’ve been saving for, our responsible lenders are here to help with flexible repayment solutions to suit your needs. We align your repayment schedules with your paydays (weekly, fortnightly, or monthly payments) to make things easier for you.

Commitment to responsible lending

At Red Tree Finance we take our lending responsibilities seriously and are committed to lending responsibly. 

We have no interest in providing a loan that cannot be repaid. Our Australia-based assessment team takes careful note of each customer’s individual circumstances before recommending a loan amount to ensure we don’t lend customers more than they can afford to repay.

Read our full Responsible Lending Statement

Am I eligible to apply for a $2,100 loan?

You are eligible to apply for a $2,100 small personal loan if you:

Eligibility Criteria
  • Are at least 18 years old

  • Are you a permanent resident of Australia or valid visa holder

  • Own an unencumbered vehicle registered in your name

  • Have been employed for at least 3 months

Transparent loan rates and fees

At Red Tree Finance, we have no hidden fees and charges. All your $2,100 cash loan information is listed below.

Online cash loan amount

$2,100 - $5,000

Application Fee

$0 (even if your application is not approved)

Standard establishment fee


Other Fees

$20 (included in loan)

Annual Interest

47% (Comparison Rate 66.0347%)*

Loan term

12 Months

Flexible repayment options

Weekly, fortnightly or monthly (based on your payday)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

How to get a $2,100 small loan online

Our easy 3-step $2,100 loan process starts with your online loan application, which can be completed in less than five minutes. It’s as easy as 1-2-3.


Complete your application online in less than 5 minutes.


A member of our assessment team will personally review your application.


Once reviewed, you’ll receive your outcome within two hours of submitting your application.

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.

How much would you like to borrow?

Loan amount


Repayment frequency

Your monthly repayment

Loan term
12 months
Interest & Fees
Total to pay

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $420.

Frequently Asked Questions

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To work out your monthly repayments, we offer a loan repayment calculator to make things easier for you. If you have any questions about our repayments, please do not hesitate to contact us.

Yes, we do offer personal loans with no prior credit history and the interest rate will not change with this. Like most lenders, we carry out a credit check as part of our assessment of your application. At Red Tree, we assess each applicant on their own merit. We consider a range of factors to determine whether you qualify for a Red Tree secured loan, so it may be possible to get a loan even with no credit history.

It’s super easy when it comes to getting a loan with Red Tree Finance. All you need to do is fill out your online loan application, which only takes a few minutes. Once our team has reviewed your application you will receive a decision within two hours.

What our customers say

Hear from customers who have been helped by Red Tree Finance.

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Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Ready to apply for a loan?

Apply to borrow up to $5,000 fast. Complete the online application in less than 5 minutes.

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