- What is a travel loan?
- Why get a travel loan?
- How do travel loans work?
- Responsible lending
- Eligibility
- Rates and fees
- How to apply for a travel loan
What is a travel loan?
A travel loan is a small personal loan designed to help cover the cost of travel-related expenses. This can include flights, accommodation, insurance, or spending money while you’re away.
At Red Tree Finance, travel loans range from $2,350 to $5,000, giving you the flexibility to arrange your trip without needing to delay your plans.
Why get a travel loan?
Travel often comes with upfront costs that can be difficult to manage all at once. A travel loan allows you to spread these costs over time with structured repayments.
Common reasons people apply for travel loans include:
- Booking flights and accommodation
- Paying for transport and car hires
- Spending money
- Paying upfront for food and drinks packages
- Pre-booking tours and other activities
- Covering the cost of travel insurance
How do travel loans work?
Applying for a travel loan with Red Tree Finance is simple and fast, with a straightforward online process, and you could have the money in your account the very same day. In most cases, funds arrive within one hour of approval.
Apply Online in Minutes
Complete your secure online application in less than 5 minutes from any device.
Fast Decision in Hours
Your application is reviewed by our Australian-based team, with outcomes typically provided within 2 hours.
Pay your way
Choose flexible repayment options – weekly, fortnightly, or monthly – to suit your pay cycle.
Our commitment to responsible lending
At Red Tree Finance, we take our lending responsibilities seriously and are committed to lending responsibly. Every application is assessed individually to ensure the loan is suitable and manageable for your circumstances.
Our team focuses on your ability to meet repayments, helping you avoid taking on more than you can afford.
Am I eligible for a travel loan?
You may be eligible for a travel loan if you:
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan rates and fees
At Red Tree Finance, we have no hidden fees or charges. All your travel loan rates and fee information is as listed below.
Online cash loan amount
$2,350 - $5,000
Application Fee
$0 (even if your application is not approved)
Standard establishment fee
$400
Other Fees
$20 (included in loan)
Annual Interest
47% (Comparison Rate 65.9%)*
Loan term
12 Months
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to apply for a travel loan
Our easy travel loan process starts with your online application, which can be completed in less than five minutes. It’s as easy as 1-2-3.
01.
Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked Questions
See AllYes, travel loans are a type of personal loan that can be used to cover travel-related expenses such as flights, accommodation, and other trip costs.
A travel loan can help spread the cost of a trip over time rather than paying up front. It may be useful for planned travel or unexpected trips where immediate funds are needed, provided you can comfortably afford the repayments.
Eligibility depends on factors such as age, residency status, employment, and vehicle ownership. At Red Tree Finance, applicants must meet basic criteria and demonstrate the ability to repay the loan.
Ready to apply for a loan?
Apply to borrow up to $5,000 fast. Complete the online application in less than 5 minutes.
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