- What is an online loan?
- Why get an online loan?
- How our online loans work
- Responsible lending
- Rates and fees
- How to get an online loan
What is an online loan?
Why get an online loan?
We’re all becoming more and more time poor; it’s difficult to find space in the day to eat lunch let alone sort out a loan—especially if it involves heading out to a lender’s physical premises. However, the vast majority of Australians (86%) now have internet connected mobile devices, which makes applying for a loan online the quickest and easiest way to get access to extra cash.
- Medical procedures
- Dental care
- Wedding expenses
- Utility bills
- Car repairs
- Weekends away
- Vet bills
- Bond payments
When you get an online loan from Red Tree Finance, your application can be submitted from anywhere on any device—as long as you have access to the internet.
How our online loans work
Applying for a loan with a bank is time-consuming and inconvenient. When you’re already stressed about money, the hassle of a complicated loan process is the last thing you need. That’s why our online loans are ideal. Here are just some of the ways we make getting access to quick cash as easy as pie.
Applications reviewed right here in Australia
Red Tree Finance doesn’t use offshore processing centres or assess loans using soulless computer algorithms. When you submit your loan application, it’s reviewed by a trained member of our team based right here in Australia. We give everyone a fair go and you’ll get a decision within just two hours.
No hefty paperwork, no long waits
As responsible lenders, we do ask for some information in order to be able to assess your ability to repay the loan. However, we only ask for the bare minimum needed to make this call. With Red Tree Finance online loans, it’s quick to apply and quick to be approved. This means, you can access the money you need faster.
Pay weekly, fortnightly or monthly
We offer flexible repayment schedules (weekly, fortnightly, or monthly payments) so that you can make your regular loan repayments to us, in alignment with your paydays. You get paid, then we get paid. It’s as simple as that.
Commitment to responsible lending
At Red Tree Finance, we are 100% committed to responsible lending. That means we’ll never approve you for a loan that we don’t believe you can repay. So you can feel rest assured your repayments will be affordable.
Am I eligible to apply for an online loan?
You are eligible to apply for a online loan if you:
Are at least 18 years old
Are you a permanent resident of Australia or valid visa holder
Own a vehicle registered in your name
Have been employed for at least 3 months
Transparent loan rates and fees
As well as a super-simple application process and fast approvals, we also have no hidden fees and charges. All your online loan information is listed below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$20 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to get an online loan
Our easy 3-step loan process begins with our secure online application form.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked QuestionsSee All
You can apply for an online loan with Red Tree Finance. The application process is 100% online, including signing the contract, and it’s totally free to apply. In the vast majority of cases, you’ll receive funds into your bank account the very same day or even as quickly as within an hour of application approval.
At Red Tree, we assess each applicant on their own merit. We consider a range of factors to determine whether you qualify for a Red Tree secured loan, so it may be possible to get a loan even with a bad credit history.
An easy loan to get online is a Red Tree Finance small secured loan. The application only takes minutes to complete, most people are eligible if they’re employed and own a vehicle, and approval comes within two hours. Often, the funds will clear in your account that very same day.
What our customers say
Hear from customers who have been helped by Red Tree Finance.See All