Transparent loan rates & fees
Our mission is to help every Australian to meet their financial obligations and avoid financial distress. So at Red Tree Finance, our cash loans have no hidden fees and charges. We have no interest in providing you a loan you can’t afford to repay. We are transparent about our loan rates and fees from the get-go.
All your loan payment information is as listed below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$16 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fornightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Interest is calculated daily based on the outstanding balance. Our loan rates and fees always include the interest rates that are fixed for the loan term — so you know exactly what to expect. However, if a scheduled payment is missed or returned unpaid, we may issue a $35 debit dishonour fee.
- Interest rates are fixed for the loan term and are based on the outstanding balance.
- By dividing the annual interest rate by 365, the daily interest rate is determined.
- Comparison rates vary from 65-66% depending on the size of the loan
Keep in mind that you may incur additional fees and charges each time you miss a payment, and this may affect the length of your loan and therefore change the overall cost of the loan.
Commitment to responsible lending
At Red Tree Finance we take our lending responsibilities seriously and are committed to lending responsibly.
We have no interest in providing a loan that cannot be repaid. Our Australia-based assessment team takes careful note of each customer’s individual circumstances before recommending a loan amount to ensure we don’t lend customers more than they can afford to repay.
How to apply for up to $5,000 online
Our easy 3-step loan process starts with your online application, which can be completed in less than five minutes.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
What our customers say
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