- What is a wedding loan?
- How our wedding loans work
- How does a wedding loan work?
- Responsible lending
- Rates and fees
- How to get a wedding loan
What is a wedding loan?
A wedding loan allows you to borrow a fixed sum of cash that can be used to finance any or all of your wedding costs. These cash loans are a convenient and hassle-free way to get access to money for your special day.
How our wedding loans work
A wedding can be one of the most important days of your life, however, it can also cause a massive strain on your bank account. That’s where a personal loan for wedding expenses from Red Tree Finance comes in. Wedding financing can help you achieve your dream wedding, no matter how big or small it is. It can take the pressure off paying for things like:
- Wedding dress
- Wedding rings
- Groom’s suit
- Venue costs
- Hens and bucks parties
- Car hire
How does a wedding loan work?
Applying for a personal loan with Red Tree Finance couldn’t be easier. All you need to do is figure out how much you need to borrow, complete our online application form and, once approved, you could have the funds in your bank account the very same day.
Apply online in minutes
You can easily apply for a wedding loan through our 100% online secure application form. In just 5 minutes, your application can be sent off to our assessment team. We only ask for the necessary paperwork to assess your suitability, nothing more. So you won’t have to gather mountains of paperwork in order to complete your application.
A fair decision in 2 hours
Instead of letting computers do all the work, we have an experienced team of assessors that will personally review your application and give you an answer within two business hours of submission. Whilst reviewing your application, we will make sure to consider your personal circumstances for a fairer outcome. This means we will only recommend a loan that we’re confident can be repaid.
Once your application has been approved, you’ll be notified immediately. So you can rest assured that you will have the money you need in no time.
Pay your way
To make things easier for you, we offer a flexible repayment plan that aligns with your pay day.
Opt for weekly, fortnightly or monthly loan repayments depending on what’s best for you. So there’s less stress about how and when to repay your loan.
Commitment to responsible lending
At Red Tree Finance, we take our lending responsibilities very seriously and are committed to responsible lending.
Our team of experienced Australian-based assessors will only recommend to you a loan we believe can be repaid. That’s why we take careful note of each customer’s individual circumstances to ensure we have your best interests in mind.
Am I eligible to apply for a wedding loan?
You are eligible to apply for a wedding loan online if you:
Are at least 18 years old
Are you a permanent resident of Australia or valid visa holder
Own a vehicle registered in your name
Have been employed for at least 3 months
Loan rates and fees
At Red Tree Finance, we have no hidden fees and charges. All your small wedding loan payment information is as listed below.
Online cash loan amount
$2,100 - $5,000
$0 (even if your application is not approved)
Standard establishment fee
$20 (included in loan)
47% (Comparison Rate 66.0347%)*
Flexible repayment options
Weekly, fortnightly or monthly (based on your payday)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
How to get a wedding loan
At Red Tree Finance, you can complete your online loan application from anywhere in less than 5 minutes. It’s as easy as 1-2-3.
Complete your application online in less than 5 minutes.
A member of our assessment team will personally review your application.
Once reviewed, you’ll receive your outcome within two hours of submitting your application.
The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.
Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.
Frequently Asked QuestionsSee All
There are many benefits when it comes to applying for a wedding loan. These include:
- Bulk cash injection to pay for multiple wedding costs
- Flexible repayments over the long-term
- Spend the money how you choose with no cash flow stress
At Red Tree Finance, we align the repayment schedule with your paydays, so there’s no stressing about how you will repay your loan. Direct debits will also be set up, so that payments are automatically debited from your bank account each week, fortnight or month. This means your wedding loan can be easily paid off in small increments.
Securing a wedding loan and repaying it successfully can actually help to improve your credit score. By making your payments on time, you’ll find that your credit history will gradually improve. If you find that it’s hard to manage multiple debts, it might be a good idea to look into getting a debt consolidation loan, so you only need to make one recurring payment.
What our customers say
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