Wedding Loans

  • Easy 100% online application

  • Get an outcome in 2 hours

  • Same-day funds into your account

What is a wedding loan?

A wedding loan allows you to borrow a fixed sum of cash that can be used to finance any or all of your wedding costs. These cash loans are a convenient and hassle-free way to get access to money for your special day.

How our wedding loans work

A wedding can be one of the most important days of your life, however, it can also cause a massive strain on your bank account. That’s where a personal loan for wedding expenses from Red Tree Finance comes in. Wedding financing can help you achieve your dream wedding, no matter how big or small it is. It can take the pressure off paying for things like:

  • Wedding dress
  • Wedding rings
  • Groom’s suit
  • Photography
  • Honeymoon
  • Catering
  • Venue costs
  • Hens and bucks parties
  • Car hire

How does a wedding loan work?

Applying for a personal loan with Red Tree Finance couldn’t be easier. All you need to do is figure out how much you need to borrow, complete our online application form and, once approved, you could have the funds in your bank account the very same day.

Apply online in minutes

You can easily apply for a wedding loan through our 100% online secure application form. In just 5 minutes, your application can be sent off to our assessment team. We only ask for the necessary paperwork to assess your suitability, nothing more. So you won’t have to gather mountains of paperwork in order to complete your application.

A fair decision in 2 hours

Instead of letting computers do all the work, we have an experienced team of assessors that will personally review your application and give you an answer within two business hours of submission. Whilst reviewing your application, we will make sure to consider your personal circumstances for a fairer outcome. This means we will only recommend a loan that we’re confident can be repaid.
Once your application has been approved, you’ll be notified immediately. So you can rest assured that you will have the money you need in no time.

Pay your way

To make things easier for you, we offer a flexible repayment plan that aligns with your pay day.
Opt for weekly, fortnightly or monthly loan repayments depending on what’s best for you. So there’s less stress about how and when to repay your loan.

Commitment to responsible lending

At Red Tree Finance, we take our lending responsibilities very seriously and are committed to responsible lending.

Our team of experienced Australian-based assessors will only recommend to you a loan we believe can be repaid. That’s why we take careful note of each customer’s individual circumstances to ensure we have your best interests in mind.

Read our full Responsible Lending Statement

Am I eligible to apply for a wedding loan?

You are eligible to apply for a wedding loan online if you:

Eligibility Criteria
  • Are at least 18 years old

  • Are you a permanent resident of Australia or valid visa holder

  • Own an unencumbered vehicle registered in your name

  • Have been employed for at least 3 months

Loan rates and fees

At Red Tree Finance, we have no hidden fees and charges. All your small wedding loan payment information is as listed below.

Online cash loan amount

$2,100 - $5,000

Application Fee

$0 (even if your application is not approved)

Standard establishment fee


Other Fees

$20 (included in loan)

Annual Interest

47% (Comparison Rate 66.0347%)*

Loan term

12 Months

Flexible repayment options

Weekly, fortnightly or monthly (based on your payday)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

How to get a wedding loan

At Red Tree Finance, you can complete your online loan application from anywhere in less than 5 minutes. It’s as easy as 1-2-3.


Complete your application online in less than 5 minutes.


A member of our assessment team will personally review your application.


Once reviewed, you’ll receive your outcome within two hours of submitting your application.

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.

How much would you like to borrow?

Loan amount


Repayment frequency

Your monthly repayment

Loan term
12 months
Interest & Fees
Total to pay

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $420.

Frequently Asked Questions

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There are many benefits when it comes to applying for a wedding loan. These include:

  • Bulk cash injection to pay for multiple wedding costs
  • Flexible repayments over the long-term
  • Spend the money how you choose with no cash flow stress

At Red Tree Finance, we align the repayment schedule with your paydays, so there’s no stressing about how you will repay your loan. Direct debits will also be set up, so that payments are automatically debited from your bank account each week, fortnight or month. This means your wedding loan can be easily paid off in small increments.

Securing a wedding loan and repaying it successfully can actually help to improve your credit score. By making your payments on time, you’ll find that your credit history will gradually improve. If you find that it’s hard to manage multiple debts, it might be a good idea to look into getting a debt consolidation loan, so you only need to make one recurring payment.

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See All
Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Ready to apply for a loan?

Apply to borrow up to $5,000 fast. Complete the online application in less than 5 minutes.

Apply Now