Customer Portal

Easily manage your loan and repayments online

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.

01.

Complete your application online in less than 5 minutes.

02.

A member of our assessment team will personally review your application.

03.

One reviewed, you’ll receive your outcome within two hours of submitting your application.

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

  • red tree finance - are at least 18 years old

    Are at least 18 years old

  • red tree finance - are a permanent resident of Australia or a visa holder

    Are a permanent resident of Australia or valid visa holder

  • red tree finance - own a vehicle registered in your name

    Own an unencumbered vehicle registered in your name

  • red tree finance - have you been empolyed for at least 3 months?

    Have been employed for at least 3 months

How it Works

Loan terms

Minimum Loan Term: 60 days
Maximum Loan Term: 12 months

Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.

Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 65.9% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.

Fee breakdown

Establishment Fee

$400 (included in the loan)

Interest Rate

47%pa (comparison rate 65.9%)

Other Fees

$16 (included in loan)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan

Got questions?

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Yes, you can. Government incentives like the Small-scale Renewable Energy Scheme (SRES) can significantly reduce the sticker price of solar, but they don’t always cover everything. A solar panel loan from Red Tree Finance can help bridge the remaining gap, so you’re not left waiting for savings to accumulate before you can go solar.

According to the Solar Calculator website, you might expect to pay an average of $1000 per kW. A 6.6kW solar panel system, therefore, might start at about $6600, but could reach as high as $9000+ in some states or territories. You’ll need to factor in things like the number of panels, the difficulty of installation, your location, and the system’s quality, all of which can potentially increase the cost. Quotes can vary from state to state, so always seek qualified advice from registered suppliers.

Yes, you can! If you need help covering the upfront cost of installing solar panels at home, a solar panel loan can certainly help. At Red Tree Finance, you can apply online and borrow between $2300 and $5,000 to help cover the cost of panels, installation, and any associated electrical work.

Educational expenses can include TAFE or RTO course fees, textbooks, learning materials, and other costs directly related to your study program.

In some cases, self-education expenses may be claimable depending on your circumstances and how the study relates to your work. It’s best to check with a qualified professional or the ATO for guidance.