Customer Portal
Easily manage your loan and repayments online
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
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Complete your application online in less than 5 minutes.
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A member of our assessment team will personally review your application.
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One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 60 days
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 65.9% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 65.9%)
Other Fees
$16 (included in loan)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allRed Tree Finance offers wedding loans up to $5000 for people who meet specific eligibility criteria. You must be at least 18 years old, either an Australian citizen, permanent resident or valid visa holder, own an unencumbered vehicle registered in your name, and be able to show evidence of at least 3 months of ongoing and current employment. You don’t need to show proof of your impending wedding to be eligible for a wedding loan.
The best way to borrow money for a wedding ultimately comes down to your current financial circumstances and whether you have the means to repay what you borrow. While some people may look to their parents or use their credit card, others may benefit from a secured loan that helps them cover particular expenses and repay the borrowed amount over a longer period of time.
Yes, you can! Red Tree Finance wedding loans can provide you with funds of between $2,300 and $5,000. While it may not cover the cost of the entire wedding, it can be a helpful tool to top up your existing wedding savings or cover specific costs like venue hire or wedding photographer services.
The most common reason is applying after your bank’s daily transfer cut-off, even if your loan was approved well within our two-hour window. Approval speed and bank processing speed are two separate things; we control the first, your bank controls the second.
Banks don’t process transfers on weekends or public holidays, so applications submitted on these days are typically assessed the same way but funded on the next business day.