Customer Portal
Easily manage your loan and repayments online
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
01.
Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
-
Are at least 18 years old
-
Are a permanent resident of Australia or valid visa holder
-
Own an unencumbered vehicle registered in your name
-
Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 60 days
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 66.0347%)
Other Fees
$16 (included in loan)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allYes, you can always make additional repayments and pay off your Red Tree loan early and we don’t charge any early exit fees. Contact our Customer Care team for payout details or for more information see our FAQs.
Missing a payment could result in penalties and increase the risk of your asset being repossessed. Always communicate with your lender and ask about options if you foresee difficulties in making a payment.
Yes, you may still be able to get a loan against your car if it’s not fully paid off, depending on the remaining balance and the car’s value. We look at your ability to repay the loan, taking into account your individual situation. We will only approve your application if we believe you can afford to repay your Red Tree loan.
Personal loans from Red Tree Finance offer convenience and speed given our fully online application process, saving you time and hassle. Borrow up to $5,000 with no hidden costs. Once approved, funds will appear in your account within 2 business hours.
Generally, lenders will allow you to borrow up to a certain percentage of your disposable income (the amount left over once you pay the essential bills each pay cycle). Your item of value, in this case, your car is used as security for the loan. Get in touch with our friendly customer service team and see how much you can borrow against your car.