Loans For Vet Bills

  • 100% online application

  • A quick decision in 2 business hours

  • Australia-based assessors

What is a loan for vet bills?

A loan for vet bills is designed to help pet owners cover the cost of veterinary expenses. It provides you with the funds needed to pay for various veterinary services and bills. With a vet bills cash loan, you can access the necessary funds quickly and efficiently, ensuring that your furry companion receives the medical care they need without delay. It provides peace of mind, knowing that you have a dedicated financial resource to support your pet’s well-being and maintain their health.

What a loan for veterinary bills can be used for:

  • Routine check-ups
  • Surgeries
  • Medications
  • Emergency treatments

Why get a loan for vet bills?

Getting a loan for your furry friends can be beneficial in several ways. Firstly, it ensures that you can provide the necessary medical care for your beloved pet without delay. By accessing funds upfront, you can address their health needs promptly, before the condition worsens.

It also helps you avoid the stress of large and unexpected expenses. Plus, it provides a structured repayment plan that fits your budget. With a personal loan, you can focus on prioritising your pet’s well-being without compromising your financial stability.

How our loans for vet bills work

At Red Tree Finance, we understand how important your furry friend is to you and your family. To ease the financial strain of big vet bills, we offer a simple and secure 100% online application process for our loans. In just 5 minutes, you can have your application completed and a response on your application status within 2 business hours.

Apply Online in Minutes

Streamline your loan application process with our user-friendly online form. Complete it in less than 5 minutes Plus, it only requires minimal documentation. Say goodbye to lengthy paperwork and get started today.

Fast Decision in Hours

We value your time and strive for efficiency. That’s why our dedicated team of Australian-based assessors will review your application promptly, providing a timely decision within hours. No more waiting anxiously for a response.

Flexible Repayment Options

We understand that everyone’s financial situation is unique. That’s why we offer flexible repayment plans tailored to your needs. Choose from weekly, fortnightly, or monthly repayment options that suit your budget and preferences. Take control of how your loans work and find a repayment plan that works for you.

Commitment to responsible lending

At Red Tree Finance, we take our lending responsibilities very seriously. Our team of experienced loan assessors in Australia will only recommend a loan amount that they confidently believe can be repaid.

As responsible lenders, we carefully take into account each customer’s individual circumstances to make the best possible decision. No more committing to a loan you cannot afford.

Read our full Responsible Lending Statement

Am I eligible to apply for a loan for vet bills?

You will be eligible to apply for a loan for vet bills in Australia if you:

Eligibility Criteria
  • Are at least 18 years old

  • Are a permanent resident of Australia or valid visa holder

  • Own an unencumbered vehicle registered in your name

  • Have been employed for at least 3 months

Loan rates and fees

At Red Tree Finance, you don’t need to worry about any hidden fees and charges. All your loan for pet loan fees are listed below:

Online cash loan amount

$2,100 - $5,000

Application Fee

$0 (even if your application is not approved)

Standard establishment fee


Other Fees

$20 (included in loan)

Annual Interest

47% (Comparison Rate 66.0347%)*

Loan term

12 Months

Flexible repayment options

Weekly, fortnightly or monthly (based on your payday)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

How to apply for a loan for vet bills online

You can apply for a loan of up to $5,000 with Red Tree Finance. Simply fill out our online loan application form for free and get a decision within 2 hours.


Complete your application in less than 5 minutes.


A member of our assessment team will personally review your application.


Once reviewed, you’ll receive your outcome within two hours of submitting your application.

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.

How much would you like to borrow?

Loan amount


Repayment frequency

Your monthly repayment

Loan term
12 months
Interest & Fees
Total to pay

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $420.

Frequently Asked Questions

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With our easy and 100% online application form, you can apply in less than 5 minutes. Once submitted, our team will give you a prompt decision within 2 business hours. This allows you to receive the financial assistance you require for your pet’s veterinary care on time.

When it comes to the loan amount, you can borrow up to $5000. This flexible borrowing option provides you with the necessary funds to cover a range of veterinary expenses, including treatments, surgeries, medications, and more. Whether you have unexpected vet bills or need assistance managing the costs of ongoing pet care, a loan can offer you the financial support you need.

As part of our assessment process, we conduct a credit check to ensure that you meet our eligibility criteria. However, at Red Tree Finance, we take into account a variety of factors when evaluating loan applications. This means that even if you have a poor credit score or no credit history, you may still be eligible for a loan for vet bills with us. We believe in providing opportunities for individuals in various financial situations.

If you’re wanting to keep ahead of your loan repayments or pay off your personal early, simply contact us today.

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See all
Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

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