Getting A Christmas Loan in Australia: 4 Easy Steps

27th November 2023

Loans Advice

Christmas Loans in Australia

1. Evaluate your needs

Before diving into the application process, assess your holiday budget. Identify the specific expenses you need assistance with. Red Tree Finance Xmas loans can help with Christmas shopping such as gifts, decorations or some extra spending money. A Christmas loan can also be used for flights and accommodation to see family for Christmas or enjoy a holiday away for the festive season.

Before you apply for a Christmas loan, evaluate how much you need for the holiday season, whether it is up to $5,000 and the loan repayment schedule you want to follow (weekly, fortnightly or monthly repayments to suit your pay cycle).

2. Gather necessary documents

When you decide you’re ready to apply, begin gathering the documents you need for the application process. Things like banking details, vehicle registration and proof of identity. This will make the application process quicker and easier for you if you come prepared with the necessary documentation.

3. Online application process

When you’ve completed steps 1 & 2, you can apply for your loan! The online application form process is 5 simple steps and takes less than 5 minutes to complete. When applying online you can expect to provide your personal information, documentation, and your cash loan amount and submit!

It’s important to us to allow you to secure your holiday loan promptly so you can focus on what truly matters this festive season.

4. Wait for approval

The final step is receiving your approval. Your application will be reviewed and processed within 2 business hours! That means you’ll soon be in the loop, discovering whether your application for a Christmas holiday loan has been successful. Our commitment to efficiency ensures you won’t be kept in suspense for long.

Have a stress-free Xmas with Red Tree Finance

There you have it, the 4 simple steps for Christmas loans Australia. At Red Tree Finance we offer personal loans for any circumstances whether it’s a rental bond loan, car repair loan or you just need an emergency loan.

We offer instant loans so you can expect the money in your bank account in 1 business day. For more information, contact our friendly team or apply now.

Christmas loans Australia: FAQs

The maximum amount that Red Tree Finance provides for a Christmas loan is $5000.

At Red Tree Finance, we understand that Christmas time is a busy time and money is a necessity. We have your application processed and provide you with your money within 24 hours, so you don’t have to worry.

To be eligible for a Christmas holiday loan, you need:

    • To be 18 years old or above
    • Be a permanent resident or valid visa holder
  • Own an unencumbered vehicle registered in your name
  • Have been employed for at least 3 months (casual, part-time or full-time)

The information provided in this blog is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.

How much would you like to borrow?

Loan amount


Repayment frequency

Your monthly repayment

Loan term
12 months
Interest & Fees
Total to pay

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The above uses a comparison rate of 47% and upfront establishment fees of $420.



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