About Us

Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses.

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.

More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
GPO Box 3220, Sydney NSW 2001

What our customers say

Hear from customers who have been helped by Red Tree Finance.

See all

Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!

Damien R, QLD

Red Tree was really good in understanding and service was great and pretty quick as well.

Holly F, Perth

Great company to deal with. Response time was amazing. Would highly recommend. Thank you

Lauren F, Melbourne

Easy application and very responsive to questions and concerns

Bella T, Adelaide

Very helpful and patient staff, helped me with sending them photos of my ID. High recommend

Jane L, Sydney

Excellent Service, A+++++. Money was in my bank account within an hour

Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

17th June 2025

Inexpensive Decorating Ideas For Kids’ Bedrooms

Decorating your kid’s bedroom can be a long process, from researching the style and staying within budget. And, of course, your kid might have plenty of their own ideas that all cost an arm and ...

16th June 2025

7 Cheap Ways To Move Your Furniture Interstate In Australia

Packing your home and furniture into a truck to move interstate for work or other personal reasons can be daunting and expensive too. That is why it’s so important to find ways to save money by thin...

13th June 2025

How To Save Money Fast For A Wedding

Your wedding day is one of the most important and memorable days that you will experience. It is a day full of deep-felt love and joys shared with those who mean the most to you. There are plenty of w...

11th June 2025

7 Ideas For Small Wedding Reception At Home

Planning a wedding can be an exciting yet daunting task, especially when considering the financial aspects. We know that love doesn’t have a price tag, so we’re here to help you celebrate ...

15th May 2025

How Long Does A Bad Credit Rating Last?

Managing your credit is a key part of financial health, but we’re all bound to make some mistakes along the way. So how long does bad credit last? Understanding the way your credit score works can b...