About Us

Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses. 

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.

 

More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
PO Box 349 Capalaba QLD 4157

What our customers say

Hear from customers who have been helped by Red Tree Finance.

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Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

14th January 2026

Can I Repay A Personal Loan Early?

Unexpectedly coming into a small sum of money, whether it’s through a tax refund, a bonus from work, or even an inheritance, is something none of us would sneeze at. Especially when we have loans to...
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14th January 2026

Can You Get Cash Advances On Credit Cards?

We’ve all had those moments where our pay seems to leave our bank accounts just as quickly as it arrives, thanks to bills and other financial necessities. And then you’re hit with a surprise expen...
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14th January 2026

5 Financial Resolutions For The New Year Worth Sticking To

December is here, which means many of us are starting to think about our New Year’s resolutions and how we plan to start 2026 on a positive note. It’s an especially great opportunity to think abou...
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17th December 2025

Does Pet Insurance Start Immediately?

Our precious pets are true members of the family. When they get sick or injured, we want to get them the best treatment as soon as possible, just as we would for our kids. A trip to the vet for medica...
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17th December 2025

4 Non-Gift Uses For Christmas Cash Loans

With Christmas just around the corner, many Australians are paying particular attention to their finances. Expenses certainly add up at this time of the year, whether it’s buying gifts, arranging lu...
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