About Us

Our mission

We’re on a mission to provide fast and easy small personal loans, and help for those with unexpected expenses.

Our vision is a world in which everyday Australian residents and visa holders can access responsible and convenient online loans. We aim to be a trusted lender, providing easy-to-understand applications and friendly services.

Our story

Red Tree Finance was founded by a group of friends who wanted to help others, by lending responsibly to those that need a bit of extra support with everyday and unexpected expenses. 

With a wealth of experience in the financial services industry, we came together to create Red Tree Finance.

Australian owned & operated

At Red Tree, all our offices are based in Australia, to support Australians seeking employment. When you apply for a loan with us, you will be speaking with an all Australian team for your ease and convenience.

 

More information: Eligibility Criteria

Quick & reliable loan approvals

All applications are reviewed by real humans instead of an automated system. This means we can ask questions to get you the best result, as quickly as possible. Our experienced team works around the clock to get your application approved, so that funds can be deposited in your bank account as soon as possible, often as quickly as within just one hour of approval.

Operating 7 days a week

At Red Tree Finance, there’s no more waiting for Monday to come back around. Our team is available 7 days a week, meaning you could have the necessary funds in your bank account any day of the week, including Saturday and Sunday!

Transparent & responsible lending

There are no hidden costs or fees with our loans. What you see is what you get. And, we will only ever recommend a loan we believe you’re able to repay.

Learn more: Rates and Fees

Red Tree Finance business entity

Red Tree is an Australian owned and operated business, registered as Red Tree Finance Pty Ltd ACN 661 567 184 (“Red Tree”), Australian Credit Licence Number 543794. We pride ourselves on exemplary customer service, responsible lending practices and providing a simple, smooth and secure service to our fellow Australians.
PO Box 349 Capalaba QLD 4157

What our customers say

Hear from customers who have been helped by Red Tree Finance.

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Thank you very much, I can't tell you how much you've helped me out today. I've been stressing all afternoon about having to pay for the repair and using all of our safety net, now we don't need to. I dealt with Kayla and she was wonderful. Thank you!
Damien R, QLD
Red Tree was really good in understanding and service was great and pretty quick as well.
Holly F, Perth
Great company to deal with. Response time was amazing. Would highly recommend. Thank you
Lauren F, Melbourne
Easy application and very responsive to questions and concerns
Bella T, Adelaide
Very helpful and patient staff, helped me with sending them photos of my ID. High recommend
Jane L, Sydney
Excellent Service, A+++++. Money was in my bank account within an hour
Adam S, Wagga

Red Tree Finance Blog

From budgeting tips to how you can make your money go further, we’ve got it all. Get financially savvy with the Red Tree Finance blog.

17th December 2025

Does Pet Insurance Start Immediately?

Our precious pets are true members of the family. When they get sick or injured, we want to get them the best treatment as soon as possible, just as we would for our kids. A trip to the vet for medica...
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17th December 2025

4 Non-Gift Uses For Christmas Cash Loans

With Christmas just around the corner, many Australians are paying particular attention to their finances. Expenses certainly add up at this time of the year, whether it’s buying gifts, arranging lu...
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15th December 2025

Home Improvement Loan vs Home Loan Top-Up: Which Is Best For House Renovations?

Home renovations can be an exciting and rewarding process for many Aussie property owners, whether it’s a bathroom update, a kitchen refresh or an extension to the house. But renovating can be costl...
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15th December 2025

5 Smart Ways To Use A Personal Loan For Education Costs

Whether you’re heading to university or TAFE straight out of school, or seeking higher education later in life as a mature-aged student, pursuing further study can be life-changing. Though governmen...
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7th November 2025

Does Renting Count Toward Your Credit Score?

With house prices rising steadily in Australia, more people are choosing to rent instead of owning property. Renting offers flexibility in where and with whom you live, but the initial bond can be a s...
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