What is a Target Market Determination?
A Target Market Determination (TMD) describes our expectations about who a product may be suitable for, based on their likely needs, objectives, and financial situation. It also sets out who can distribute our products, how they can do this, and situations when we may need to review our products and their respective target markets.
A Target Market Determination does not replace a disclosure document. You should continue to refer to the relevant disclosure documents before deciding whether or not to acquire a product.
Why do we have Target Market Determinations?
The design and distribution obligations in Part 7.8A of the Corporations Act 2001 require us to have a Target Market Determination for each of the products we issue to ensure that we’re ‘getting it right for customers’ – putting you at the centre of how we design and distribute our products.
Target Market Determinations
You can view and download our Target Market Determination documents below.