Emergency Loans

Our emergency cash loans are a quick and stress-free way of getting access to extra funds when you need it most. There’s no need to wait in line at the bank or fill out piles of paperwork, and in most cases you’ll get the cash you need on the same day.

Emergencies come in all shapes and sizes. When a freak storm destroys your garden shed, your beloved family pet breaks their leg, or your car’s alternator gives out, a quick emergency loan from Red Tree Finance can help you out of a tight spot.
No matter what the emergency is, you can borrow up to $5,000 quickly and easily with Red Tree Finance. Emergency loans can help pay for:

• Unexpected vet or medical expenses
• Urgent home or car repairs
• Replacement of essential household appliances
• Rental bonds
• Emergency flights and transportation

Applying for a loan and waiting for a decision, especially when it’s an emergency, can feel like a nightmare. That’s why our application process is super easy. Plus, you’ll get an answer from us in just two hours, which means less time fretting and more time fixing the emergency

Speedy, simple applications

Applying for an emergency loan is done 100% online through our secure application form. We’ve timed the process and it takes less than five minutes.
Another reason Australians trust us in an emergency is because we only ask for the information we need to assess your ability to repay the loan. We don’t ask you any unnecessary personal questions. This means there’s no need to gather mountains of documentation to complete your application.

A fair decision in just two hours

Once you’ve sent us your application, it is assessed by a member of our Australian-based loans team. All applications are reviewed by real Australians rather than computer algorithms or offshore processing centres. This means we’re able to guarantee a fairer outcome that takes into account the circumstances of the individual.
Our assessors commit to delivering an answer to all applicants within two hours of receiving the application. If your emergency loan is approved, you’ll have the funds in your bank account within one business day. In fact, for most people, the funds clear within one hour.

Flexible repayment options

Helping Australians cope with the emergencies life throws at them and avoid financial distress is our reason for being. So to make your repayments easier, we offer the ability to align repayment schedules with your paydays.
That way, you can choose when to make your repayments – weekly, fortnightly or monthly. Whatever works best for you.

At Red Tree Finance we take our lending responsibilities seriously and are committed to lending responsibly.
We have no interest in providing a loan that cannot be repaid. Our Australia-based assessment team takes careful note of each customer’s individual circumstances before recommending a loan amount to ensure we don’t lend customers more than they can afford to repay.
Read our full Responsible Lending Statement

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.