Cash Loans

We all have unexpected expenses from time to time, no matter how carefully our finances are planned out. Whether you have unexpected medical costs, something that needs to be repaired or replaced, an opportunity for travel or a new purchase that’s too good to miss, a quick cash loan from Red Tree Finance can cover you.

A cash loan is a quick and stress-free way of getting access to extra cash fast, which can be ideal particularly for emergencies. Cash loans are particularly useful when you need a loan faster than a bank can provide it, or you want to borrow a smaller amount for a specific reason without the hassle of dealing with a bank.

Cash loans are often used for:

• Covering unexpected medical expenses
• Home improvements or urgent home repairs
• Replacing major appliances
• Car repairs
• Rental bonds
• Travel plans and holidays
• Flights and transportation
• Training programs or study courses

We help you get access to extra funds when you need them fast – and we make sure you don’t have to worry about a thing.

We understand that applying for a loan and waiting for a decision can be stressful, particularly in emergency situations. That’s why we remove the stress from the process by making applying for a cash loan online as easy as possible. Plus, we can give you an outcome within two hours.

Fast, easy applications

Applying for a cash loan from Red Tree Finance is done 100% online through a secure form, and the whole application form takes less than five minutes.

Unlike many lenders, we only ask you for the information we absolutely need to determine whether you’ll be able to repay the loan. You’ll find our application form free of unnecessary personal questions and you won’t need to submit vast amounts of documents to complete your application.

A human review and an outcome within two hours

Once submitted, your application will be reviewed by a member of our Australian-based assessment team. Because we use actual Australians for our reviews instead of computer algorithms or offshore processing centres, we are able to guarantee a fairer outcome that genuinely takes into account the individual circumstances of every application.

Our team also works quickly to ensure that applicants receive an outcome on their application within two hours of submitting it. If your application is approved, you can expect to receive a direct deposit of your loan amount into your bank account within one business day.

Flexible repayment options

Helping Australians meet their financial obligations and avoid financial difficulty is why we do what we do. So to make repayments easier, we offer the ability to align repayment schedules with your paydays.

You can choose to make repayments weekly, fortnightly or monthly.

At Red Tree Finance we take our lending responsibilities seriously and are committed to lending responsibly.

We handle each Red Tree application with careful consideration. We have no interest in providing a loan that cannot be repaid. We practise reliable, responsible and trustworthy lending – each and every time.

Our Australia-based assessment team takes careful note of each customer’s individual circumstances before recommending a loan amount to ensure we don’t lend customers more than they can afford to repay. Doing this means we can ensure that we have responsibly catered for the needs of our customers.

Read our full Responsible Lending Statement

The information provided here is of a general nature and is provided without considering your specific objectives, financial situation, or needs. It is intended for informational purposes only and should not be relied upon as financial, investment, or other professional advice.

Before making any financial decisions or taking action based on the information presented, you are strongly encouraged to assess its appropriateness in light of your individual circumstances. Red Tree Finance does not intend to provide personalised financial advice, and you should seek independent financial, legal, tax, and other relevant advice tailored to your unique situation.