Apply for a secured loan then breathe a sigh of relief
From $2,100 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.
Australian owned & operated
100% online & no paperwork
No hidden fees & charges
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
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Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 60 days
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 66.0347%)
Other Fees
$20 (included in loan)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allAn easy loan to get online is a Red Tree Finance small secured loan. The application only takes minutes to complete, most people are eligible if they’re employed and own a vehicle, and approval comes within two hours. Often, the funds will clear in your account that very same day.
Securing a bond loan and repaying it successfully can help to improve your credit score. By making your payments on time, you’ll find that your credit history will gradually improve. If you find that it’s hard to manage multiple debts, a debt consolidation loan can help you combine your loans into one simple repayment.
In South Australia, the standard rental bond is usually up to four weeks’ rent. The exact amount depends on your weekly rent and the type of agreement. A rental bond loan from Red Tree Finance can help cover this upfront cost so you’re ready to secure your new home.
You can apply for a private rental bond loan as long as you meet the lending criteria. A Red Tree Finance bond loan can help cover the costs of your bond payment or cover any moving expenses to help make the move more affordable.
If you’re short on savings or need to secure a rental quickly, a bond loan is a great way to cover the upfront cost of a rental bond. At Red Tree Finance, you can apply online and borrow up to $5,000 to help cover your bond and other moving expenses.