Apply for a secured loan then breathe a sigh of relief
From $2,250 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.
Australian owned & operated
100% online & no paperwork
No hidden fees & charges
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
01.
Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 60 days
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 66.0347%)
Other Fees
$20 (included in loan)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allThe easiest loans to get approved for are those where lenders assess your current circumstances, not just your credit score. Red Tree Finance’s instant loans use human assessors and consider factors like stable employment and income. Our quick online application takes just 5 minutes, with decisions usually within two hours, making it accessible even for those with imperfect credit histories.
While no lender can provide truly instant cash due to regulations, Red Tree Finance offers the next best thing with same-day funding for approved instant loans. Applications take under 5 minutes online, and decisions are made within two hours by Australian-based assessors. Funds are typically transferred the same day – often within an hour for eligible accounts.
Getting $2,000 with bad credit is possible through Red Tree Finance’s instant loans, which start at $2,250. While credit checks are part of the process, each application is individually assessed based on income, employment, and repayment ability. Apply online in less than 5 minutes and get a decision within two hours.
Just apply online with Red Tree Finance, making sure you meet the eligibility criteria and provide the necessary documents. Once approved, up to $5,000 could be deposited into your account the same business day.
The easiest personal loan to get is one with a fast online application, minimal paperwork, and a quick assessment. Red Tree Finance specialises in easy online applications reviewed by local Australian staff, with results typically in two hours.