Apply for a secured loan then breathe a sigh of relief
From $2,100 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.
Australian owned & operated
100% online & no paperwork
No hidden fees & charges
Apply for up to $5,000 in 3 easy steps!
Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.
01.
Complete your application online in less than 5 minutes.
02.
A member of our assessment team will personally review your application.
03.
One reviewed, you’ll receive your outcome within two hours of submitting your application.
Am I eligible to apply for a loan?
In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.
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Are at least 18 years old
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Are a permanent resident of Australia or valid visa holder
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Own an unencumbered vehicle registered in your name
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Have been employed for at least 3 months
Loan terms
Minimum Loan Term: 60 days
Maximum Loan Term: 12 months
Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.
Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.
Fee breakdown
Establishment Fee
$400 (included in the loan)
Interest Rate
47%pa (comparison rate 66.0347%)
Other Fees
$20 (included in loan)
Direct debit dishonour fee
$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid
Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan
Got questions?
See allTo create a simple budget in Excel, write down your monthly income and expenses in separate columns. Once you have these two figures, take them away from each other which will show you how much money you have left each month. Take this opportunity to see if there is any way to cut back on expenses.
The 50/30/20 budget rule in Excel is a budgeting strategy to help you understand your spending. 50% of your income goes to “needs”, 30% of your income goes to “wants” and 20% of your income goes to savings.
Any of the above saving challenges would be a great way to save $7,000 in a year, you’d just need to adapt them to suit your goal. For example, you could do the daily savings challenge and save $20 each day for a year. At the end of the year you will have saved $7,300.
The 12-month savings challenge is similar to the daily and 52-week saving challenges, where you save a specific amount of money regularly. But instead of depositing money every day or once a week, you deposit your savings once a month for 1 year.
A great way to successfully start a 52-week savings challenge is to start at the beginning of the year. This makes it easy to keep track of how far through the challenge you are, and it’s a great way to replenish your savings after the festive season.
It’s also a good idea to consider what amount you can afford to put into your savings each week. While saving large amounts of money is great, you don’t want to stretch your budget too thin. The best way to guarantee success is to ensure your savings challenge is achievable.