Apply for a secured loan then breathe a sigh of relief

From $2,100 to $5,000, apply for a secured loan in seconds with Red Tree Finance. The anxious voice in your head will thank you for it.

Australian owned & operated

100% online & no paperwork

No hidden fees & charges

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.

01.

Complete your application online in less than 5 minutes.

02.

A member of our assessment team will personally review your application.

03.

One reviewed, you’ll receive your outcome within two hours of submitting your application.

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

  • red tree finance - are at least 18 years old

    Are at least 18 years old

  • red tree finance - are a permanent resident of Australia or a visa holder

    Are a permanent resident of Australia or valid visa holder

  • red tree finance - own a vehicle registered in your name

    Own an unencumbered vehicle registered in your name

  • red tree finance - have you been empolyed for at least 3 months?

    Have been employed for at least 3 months

How it Works

Loan terms

Minimum Loan Term: 60 days
Maximum Loan Term: 12 months

Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.

Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 47% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.

Fee breakdown

Establishment Fee

$400 (included in the loan)

Interest Rate

47%pa (comparison rate 66.0347%)

Other Fees

$20 (included in loan)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan

Got questions?

See all

Red Tree Finance offers small personal loans that could help. Whether it’s for DIY decorations, costumes, or party supplies, you may be eligible for a loan of up to $5000. Just make sure to assess your financial situation and ensure it’s the right decision for your budget before borrowing.

Absolutely! Many of these projects are kid-friendly and can be a great way to bond as a family while getting into the Halloween spirit.

You can find affordable supplies at craft stores, dollar stores, or even in your own home. Upcycling items you already have is a great way to save money while being creative!

Yes, you can always make additional repayments and pay off your Red Tree loan early and we don’t charge any early exit fees. Contact our Customer Care team for payout details or for more information see our FAQs.

Missing a payment could result in penalties and increase the risk of your asset being repossessed. Always communicate with your lender and ask about options if you foresee difficulties in making a payment.