Customer Portal

Easily manage your loan and repayments online

Apply for up to $5,000 in 3 easy steps!

Red Tree Finance takes the stress out of applying for a loan. If you meet all the eligibility criteria, you could apply online and have an outcome within 2 hours.

01.

Complete your application online in less than 5 minutes.

02.

A member of our assessment team will personally review your application.

03.

One reviewed, you’ll receive your outcome within two hours of submitting your application.

Am I eligible to apply for a loan?

In order to apply for a loan, there are certain requirements you need to meet. Please take note of them before you apply for any loan.

  • red tree finance - are at least 18 years old

    Are at least 18 years old

  • red tree finance - are a permanent resident of Australia or a visa holder

    Are a permanent resident of Australia or valid visa holder

  • red tree finance - own a vehicle registered in your name

    Own an unencumbered vehicle registered in your name

  • red tree finance - have you been empolyed for at least 3 months?

    Have been employed for at least 3 months

How it Works

Loan terms

Minimum Loan Term: 60 days
Maximum Loan Term: 12 months

Although our fast cash loans are designed to be paid back over 12 months, there is absolutely no penalty should you choose to pay it back early.

Representative example: based on a loan of $2,200 over 12 months a borrower can expect to pay a total of $3,276. This represents a comparison rate of 65.9% p.a. and upfront fees of $420 included in loan repayments over the life of your loan. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges.

Fee breakdown

Establishment Fee

$400 (included in the loan)

Interest Rate

47%pa (comparison rate 65.9%)

Other Fees

$16 (included in loan)

Direct debit dishonour fee

$35.00 debit dishonour fee may be issued if a scheduled payment is missed or returned unpaid

Keep in mind that you may incur additional fees each time you miss a payment, and this may affect the length of your loan

Got questions?

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Your credit history is one of several factors considered when assessing your application. Each application is reviewed on its individual circumstances.

Factors such as your overall financial situation, ability to repay, and application details are considered during the assessment process. To be eligible for a loan, you’ll need to meet the lender’s eligibility criteria and be able to comfortably make your loan repayments.

Online lenders like Red Tree Finance may offer fast application processes with quick decisions and funding timeframes, depending on your application and approval. You’ll still need to meet the eligibility criteria and be able to comfortably make your repayments, but in many cases, if you are approved you’ll be able to access the funds on the same day.

Red Tree Finance offers wedding loans up to $5000 for people who meet specific eligibility criteria. You must be at least 18 years old, either an Australian citizen, permanent resident or valid visa holder, own an unencumbered vehicle registered in your name, and be able to show evidence of at least 3 months of ongoing and current employment. You don’t need to show proof of your impending wedding to be eligible for a wedding loan.

The best way to borrow money for a wedding ultimately comes down to your current financial circumstances and whether you have the means to repay what you borrow. While some people may look to their parents or use their credit card, others may benefit from a secured loan that helps them cover particular expenses and repay the borrowed amount over a longer period of time.